One of our Mortgage Specialists can provide a credit approval general within 24 hours by simply returning an easy to use “mini-application” available at your builder or online at plus a few supporting financial documents. Whatever your style, we like it. If you need to add a pole barn or garage, let’s do it. With a quick phone call you may find your dream home will soon be a reality.

Post Frame, Steel Frame, Post & Beam Financing

New Century Bank encourages you to build your dream home regardless of the construction style. Our specialty is construction lending and residential mortgages and we welcome all types of designs and ideas. If your project is labeled barndominium, shed-home,shouse or barn-home, New Century Bank is interested in sharing with you our expertise on what mortgage products apply to your situation. You might be surprised, it is not that difficult. Our expertise with construction lending is broad and we try to accommodate more project styles than any other lender. We encourage you to bring us your ideas.

Construction Loans

A good construction lender can have a huge impact on a client decision to build. New Century Bank’s positive approach to post frame, steel frame and post and beam home construction is unlike any bank in the industry. We offer terms and features such as low-down payments and client managed projects. Construction loans that incorporate every aspect of the building process, land purchase, utilities, foundations, home and all interior finish and garage and other amenities. Every construction loan is followed immediately by the best mortgage available in the industry. No one has more resources than New Century Bank.


  • 1. Barndominiums or Barn Homes, Shouses or Shop Homes are their specialty.
  • 2. Homes that look like a Barn Home deserve the same fixed interest rate mortgage as any other construction type.
  • 3. Peace of mind to have a permanent fixed rate mortgage commitment in place while building.
  • 4. A construction loan with the lowest down payment available; 10% down payment.
  • 5. A construction lender that allows the client to be their own General Contractor or do a portion of the work themselves.
  • 6. A lender that specializes in construction lending completing nearly 1,000 construction mortgages.
  • 7. A lender who will listen to client needs and lead the client through the lending process.
  • 8. A lender that allows Lot or land size up to 160 acres and the equity counts the same as cash.
  • 9. Short term loans to acquire Land and build sheds then include the debt in the construction mortgage. All your construction expenses may be included.
  • 10. Second mortgage home equity products for residential garages.


  • A lender who understands the Post Frame product and its unique value
  • Commercial and Ag Construction loans
  • Permanent Commercial and AG mortgages and leases
  • Event and Wedding Venue mortgages

Building Leases & Loans

  • Phone:
    (800) 231-0026

  • 118 Northeast Conner St.
    Live Oak, FL 32064

  • 208 N Commerce
    Overton, TX 75654

About Us

We recognize that you are looking for more than skill and experience. You want to work with people who value you – before, during and after the sale. Our promise to you is that we will always put you first, and fight hard to exceed your expectations every time! Providing top quality materials and buildings at an ultra-competitive price is where it starts with Apex Metal Building Systems. We have partnered with the most highly regarded manufacturers in the steel building industry to ensure we can provide you with a great bottom-line pricing for a building that will hold its long-term value, providing our customers with a high return on investment.

©2019 Apex Metal Building Systems